Formation Wealth Management is a veteran owned business. We are an independent Registered Investment Adviser (RIA). RIA’s are legally obligated to act in the best interests of clients at all times. We are transparent and operate under a fiduciary standard of care. We take pride in bringing the best to our clients. We have the education, credentials and experience as well as cutting-edge technology to guide you on your journey to create, preserve and distribute your wealth. We are located in Florida but work with clients nationwide. Please contact us if you have additional questions.

Client assets are held in safekeeping by one of the largest custodians in the Registered Investment Advisory business. Formation Wealth Management is granted limited power of attorney to implement the investment strategy, but we never take control or possession of your assets. Our authority is limited to managing the investment holdings in accordance with your signed agreement, sending money to external bank accounts owned by you and servicing the account. Please contact us if you have additional questions.

Formation Wealth Management is a fee-only investment adviser. We have a simple advisory fee based only on the size of the portfolio we manage for you. We do not have commissions, layered fees or add on fees. We also use very low to no-cost investment to structure portfolios, so your overall expense is among the lowest in the industry. Our interest is aligned with yours and we only succeed if you succeed. Please contact us if you have additional questions.

A CFP® is a professional designation awarded by the CFP BOARD to financial advisors who have met rigorous education, examination, experience, and ethics requirements, ensuring they are competent and ethical in providing financial planning services. In addition, annual ethics attestations and biennial continuing education requirements must be met to maintain the designation. Visit the CFP BOARD site for more information.

The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”).

The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients.

The CWS® designation is awarded to those individuals completing a comprehensive program of study surrounding key wealth management issues facing affluent, high-net-worth and ultra-high-net-worth clients.

Obtaining the Certified Wealth Strategist® designation provides financial services professionals with the technical knowledge, practice management processes and the client communication skills needed to create and build a client centric wealth advisory practice. The primary goal of the Certified Wealth Strategist® practice is to work as an effective partner for their clients with more complex wealth issues.

The Certified Wealth Strategist® education and designation are administered by Cannon Financial Institute. The CWS® Board of Standards awards credentials to individuals who successfully complete initial and ongoing certification requirements.